Cryptocurrency and Blockchain
For latest Fintech
・EXCHANGE and Wallet service
・Highly secured and accelerated exchange platform based on original blockchain
・Even in case you send Fiat currency to someone, it is automatically changed into XFOC temporarily
XFOC will be introduced to the next generation financial service.
Only 0.5 sec. for Block Generation
XFOC has been developed as an original blockchain since 2014.
BTC takes 10 minutes to generate a block, while even ETH,
well known for its faster performance, requires 15 seconds.
A XFOC's blockchain takes just 0.5 seconds for block generation.
This speed allows our blockchain to serve as an alternative system for credit cards or e-money.
Banking
An innovative financial system will be created with XFOC.
A blockchain generating blocks in 0.5 seconds can adequately function
as a ledger management system for ordinary financial operations.
Roles of Cryptocurrency, XFOC


XFOC Grant Ratio and Funding Purposes
XFOC issued: 100,000,000,000
Grant Ratio

- 37%: Investors and advisors
- 63%: Team&Alliance Company
Funding Purpose

- 20%: System development
- 70%: Bank service costs
- 10%: Promotional costs
Available services with XFOC
Blockchain Financial Transactions and Anonymization Powered by Banks.
XFOC is a next-generation blockchain solution for banks. We will provide services needed across the globe.

XFOC will be adopted as a next-generation blockchain for a bank.
You can open the bank account online. The dedicated XFOC app, WALLET, integrates and manages bank accounts in several currencies and cryptocurrencies. Banks that adopt XFOC will have SWIFT code. Therefore, it allows cash withdrawals and deposits at banks across the world.
A CASHCARD will be issued to WALLET users. This card allows the withdrawal of cash at banking partners around the globe. XFOC also aims to participate in the QR code payment business to make the WALLET-based payment method available for use in stores and shops worldwide.
XFOC token will start to be used by a bank in the spring of 2020.
XFOC Provides Services Needed Across the Globe.
Enables users to create their bank accounts, making
both wallets for fiat currency and cryptocurrency available for use.



Simultaneous storage and management of fiat currency and cryptocurrency


Simultaneous storage and management of fiat currency and cryptocurrency
- The dedicated XFOC app integrates and manages the asset conditions of cryptocurrency, fiat currency, and financial products
- All of the partner banks have SWIFT code, and it will enable cash withdrawals and deposits at banks worldwide
- According to the grade of your bank account, a monthly XFOC is automatically deducted as an account maintenance fee.
- The multisig feature provides full-scale security
A cash card usable all over the world

A cash card usable all over the world
- A CASHCARD will be issued to the WALLET user
- Cash withdrawals are available at banking partners and ATMs around the globe *1
- The transaction fees are automatically deducted depending on XFOC possessed *2
*1 The daily limit for drawing money is set in accordance with the regulations of each country.
*2 Users of the partner banks are required to purchase and hold a certain amount of XFOC in their account.
QR code payment by blockchain


QR code payment by blockchain
- XFOC will make significant contributions towards a cashless society
- XFOC aims to make QR code payment available for use in stores and shops around the globe
- The QR code displayed on the app makes funds transferable regardless of whether the user is an organization or individual
- According to the usage fee, cashback is given in the unique currency, XFOC
According to the usage fee, cashback is given in the unique currency, XFOC

According to the usage fee, cashback is given in the unique currency, XFOC
- The EXCHANGE seamlessly coordinates with the XFOC WALLET
- Order book trading is available for cryptocurrency transactions
- The OTC matching service is also provided
- The transaction fee is reduced according to the possession ratio of the unique currency, XFOC, while favorable rates can be received for credit transactions
- Use of the multisig function can reduce transaction risk where large amounts of funds are involved.